Welcome to Essential Risk Management

Essential Risk Management started in the year 2000, specialised in Health Insurance, Life Insurance and Vehicle Insurance. We offer customised solution for your needs. We recognise that every person faces his own set of unique risks and challenges, we take the time to understand your needs and suggests the right insurance policies to protect you. With 19 Years of experience We pride ourselves on our technical knowledge and personal service to deliver the best experience for our customers.

ADVISORY ASSISTANCE

Health Insurance



CLAIM ASSISTANCE

Life Insurance



CUSTOMISED INSURANCE

Vehicle Insurance

Customised Solution

|

Claim
Assistance

|

Timely Delivery




About Us

Why Essential Risk Management

You name any Insurance companies in the market, we do for      you

We have a team of 30 financial advisors and consultants to      serve for you. We do a need base analysis and build a      solution for you

We provide solutions at right time at right budget

We assist you in client settlement

We are Specialised in working with

Individuals & Group Medical Policies

HNI Customer MSME & SME Companies

Start-up Companies

Small & Large Manufacturing Companies

Hotels, Hospital, Schools & Colleges

Logistic Companies

Contractor's & Builders

Why Us?


We provide 3 stages of expert advice to our customers.


Beginning Stage

EXPERT ADVICE while Choosing the Policy for their Stage of Life and Proper Completion of Documentation Process. No Shortcuts.




Running Stage

GUARANTEED SERVICE SUPPORT for Full Term of the policy, Including their Previously taken pictures.




Completion stage IT'S OUR RESPONSIBILITY TO ENSURE the Maturity Claims, Money Back Claims, Start of Pension or Death Claims reaches the Customer or their Family with All Documentation Taken Care by Us.

1,000+

Satisfied Customers Worldwide



20+

Years of Experience



100%

Satisfaction



Invest your hard earned money for solid returns


There are only a few investments that Non Resident Indians can make, that provide stable, and significant returns that can be easily and seamlessly repatriated to their country.


LIC provides the best options for NRIs to invest their money, with completely legal documentation, all done seamlessly via digital channels and personal video communications.


We take care of our customers, for life, anywhere and everywhere in the world.



EXPLORE OUR SERVICES

Secure the Rest of Your Life


About 82% of Indians do not have any provision for any type of pension once they retire.


The older generations lived predominantly in joint families and mostly there was no need for any provision of retirement savings or pension plans.


Joint families provided for one another as a whole and their were always multiple earners. This ensured safely and peace for the entire family.



Secure Your Child's Future


Most parents will end up kickstarting their children's future based on their situation, status, savings and debts.


There can be three types of starts for a baby.


  1. Negative start
  2. Zero start
  3. Hero start

A Negative Start


Parents who don't plan and save for their baby's world class higher education when their baby is young, they end up going for a higher education loan.


When the child starts earning, the loan repayment burden falls on child, and they need to start paying the education loan EMI from first every salary earning.


This is what we refer to us a Negative start in life.


A Zero Start


Parents who can't afford a world class higher education, ask their children to get a job ASAP in order to help support their family.


These children have to struggle by satisficing their proper educationand instead opt for evening college of part time & full fill higher education dreams.


They start earning early, but children sacrifice their long term success by not getting properly educated. A Zero Start.


Head Start


When child is born, there is a need for compulsory savings of a portion of their current for ensuring that the child can have all the opportunites given to them.


This is ensured by creating a world class future fund that will help fund their education and future endeavours, to fund for a child's future aspiration and to provide a seed capital for establishing their children's entrepreneurial journey.


This is what every parent dreams of - giving a Head Start to child's world class future.


If you want to give Head Start to your child's future, we can help with savings policies which provide tax free returns on maturity.


When a parent(s) is there in this world or god forbid, if parent pass away during the term of the policy,annual pay-outs as well as end of the term maturity will be paid out in full, fulfilling the dream of parent.


The Nuclear Family & Pension Planning


With advent of nuclear families being prevalent over joint families, money matters, savings and pension planning became very important. Additionally, private sector jobs have taken over and unlike public sector or government jobs, they do not provide any sort of guaranteed pension.


Planning out retirement funds became very important, especially when you want to live a life without reliance and burden on your children.


We understand the burdens and strain of extra savings and planning, and hence we advise and consult of what will work for your specific needs and situation. We can suggest the right policies and investment to be made with LIC in order to achieve your dream retirement life.



PLAN WITH LIC

Professional Team




  • Srinivas S

    Chief Risk Analyst



    Anitha Srinivas

    Chief Risk Analyst

Services

service1

Financial Planning

service1

Health Plan

service1

Specific Needs

service1

General Insurance