Essential Risk Management started in the year 2000, specialised in Health Insurance, Life Insurance and Vehicle Insurance. We offer customised solution for your needs. We recognise that every person faces his own set of unique risks and challenges, we take the time to understand your needs and suggests the right insurance policies to protect you. With 19 Years of experience We pride ourselves on our technical knowledge and personal service to deliver the best experience for our customers.
You name any Insurance companies in the market, we do for you
We have a team of 30 financial advisors and consultants to serve for you. We do a need base analysis and build a solution for you
We provide solutions at right time at right budget
We assist you in client settlement
Individuals & Group Medical Policies
HNI Customer MSME & SME Companies
Start-up Companies
Small & Large Manufacturing Companies
Hotels, Hospital, Schools & Colleges
Logistic Companies
Contractor's & Builders
Beginning Stage
EXPERT ADVICE while Choosing the Policy for their Stage of Life and Proper Completion of Documentation Process. No Shortcuts.
Running Stage
GUARANTEED SERVICE SUPPORT for Full Term of the policy, Including their Previously taken pictures.
Completion stage IT'S OUR RESPONSIBILITY TO ENSURE the Maturity Claims, Money Back Claims, Start of Pension or Death Claims reaches the Customer or their Family with All Documentation Taken Care by Us.
There are only a few investments that Non Resident Indians can make, that provide stable, and significant returns that can be easily and seamlessly repatriated to their country.
LIC provides the best options for NRIs to invest their money, with completely legal documentation, all done seamlessly via digital channels and personal video communications.
We take care of our customers, for life, anywhere and everywhere in the world.
About 82% of Indians do not have any provision for any type of pension once they retire.
The older generations lived predominantly in joint families and mostly there was no need for any provision of retirement savings or pension plans.
Joint families provided for one another as a whole and their were always multiple earners. This ensured safely and peace for the entire family.
Most parents will end up kickstarting their children's future based on their situation, status, savings and debts.
There can be three types of starts for a baby.
Parents who don't plan and save for their baby's world class higher education when their baby is young, they end up going for a higher education loan.
When the child starts earning, the loan repayment burden falls on child, and they need to start paying the education loan EMI from first every salary earning.
This is what we refer to us a Negative start in life.
Parents who can't afford a world class higher education, ask their children to get a job ASAP in order to help support their family.
These children have to struggle by satisficing their proper educationand instead opt for evening college of part time & full fill higher education dreams.
They start earning early, but children sacrifice their long term success by not getting properly educated. A Zero Start.
When child is born, there is a need for compulsory savings of a portion of their current for ensuring that the child can have all the opportunites given to them.
This is ensured by creating a world class future fund that will help fund their education and future endeavours, to fund for a child's future aspiration and to provide a seed capital for establishing their children's entrepreneurial journey.
This is what every parent dreams of - giving a Head Start to child's world class future.
If you want to give Head Start to your child's future, we can help with savings policies which provide tax free returns on maturity.
When a parent(s) is there in this world or god forbid, if parent pass away during the term of the policy,annual pay-outs as well as end of the term maturity will be paid out in full, fulfilling the dream of parent.
With advent of nuclear families being prevalent over joint families, money matters, savings and pension planning became very important. Additionally, private sector jobs have taken over and unlike public sector or government jobs, they do not provide any sort of guaranteed pension.
Planning out retirement funds became very important, especially when you want to live a life without reliance and burden on your children.
We understand the burdens and strain of extra savings and planning, and hence we advise and consult of what will work for your specific needs and situation. We can suggest the right policies and investment to be made with LIC in order to achieve your dream retirement life.